At Willcot Financial Solutions, we believe financial freedom is possible for anyone with the right guidance, tools, and plan. Every service we offer is designed to give you more than information. We give you the confidence, clarity, and actionable steps you need to reach your goals. Below you will find detailed descriptions of our services, including what is included, how they work, expected outcomes, and exactly how to get started.
Health & Life Insurance
Protecting your health and securing your family’s future are essential parts of financial wellness. At Willcot Financial Solutions, we help individuals and families understand their coverage options and choose plans that offer true peace of mind.
From medical insurance that safeguards against unexpected expenses to life insurance that protects your loved ones and builds long-term security, we make sure you’re covered in the moments that matter most.
Whether you’re seeking affordable individual coverage, supplemental plans, or legacy protection, we guide you every step of the way—so your financial plan is complete, confident, and future-focused.
To help us find the best life insurance coverage for you, please download and complete the Life Insurance Fact Finder. This form allows us to gather important information about your health, goals, and coverage needs so we can provide accurate recommendations and streamline the underwriting process. Your information is kept strictly confidential and used solely for your personalized insurance review.
Contact us today to review your current coverage or explore new policy options that align with your goals.
Financial Consultation - $250
DURATION: 2-HOUR IN-DEPTH SESSION
This is the first step toward taking control of your finances. We will complete a comprehensive review of your income, expenses, debts, credit, insurance coverage, and existing retirement products. Together, we will discuss your goals, dreams, and vision for your financial future. You will leave this consultation with a clear, personalized plan of action that outlines exactly what steps to take next.
OUTCOME:
You will know where you stand financially, have clear priorities, and a strategic path forward to reach your goals.
Budget Construction and Implementation - $550
Includes the $250 Financial Consultation
DURATION: 2-MONTH PROCESS
A sustainable budget is the foundation of financial stability. We will conduct a two-month audit of your income and expenses to uncover exactly where your money is going. Then, we will create a personalized budget spreadsheet showing your income, expenses, and spending percentages.
You will be trained on how to track your income and spending weekly, bi-weekly, or monthly, and how to adjust as your goals evolve. Our focus will be on aligning your spending categories and percentages, so you stay on track to meet your goals.
What’s Included:
- Financial & Daily Planner
- Custom Excel or Google Sheets budget spreadsheet
OUTCOME:
You will have a budget you can actually stick to, the tools to manage it, and the confidence to make your money work for you.
Credit Consultation - $250
DURATION: 1-HOUR TARGETED SESSION
Your credit is one of your most valuable financial tools. We will review your Experian, Equifax, and TransUnion credit reports line by line. Together, we will identify inaccuracies, problem areas, and opportunities for improvement. You will receive a personalized plan of action to help you reach your credit goals.
This service also supports individuals rebuilding credit after bankruptcy.
What’s Included:
- The Truth About Credit book (available on Amazon)
- Customized step-by-step improvement plan
OUTCOME:
You will understand your credit reports, know what is helping and hurting your score, and have a clear plan for improvement.
Financial Coaching
Comprehensive Ongoing Support
INITIAL CONSULTATION: $250 | MONTHLY COACHING FEE: $200
This program combines all our core services — Financial Consultation, Budget Construction and Implementation, Credit Consultation, and Retirement Ready Consultation — into an ongoing coaching relationship. We meet twice a month via Zoom and once per quarter in person to keep you accountable, track your progress, and adjust your plan as life changes.
OUTCOME:
Consistent guidance and accountability so you can create lasting change, achieve your goals faster, and maintain financial health long-term.
Retirement Ready Consultation - $250
DURATION: 1-HOUR IN-DEPTH REVIEW
This service ensures your retirement plan matches your lifestyle goals. We will review your current retirement products and insurance coverage to determine if you have enough to cover your needs and wants throughout retirement. We will also assess if you are underinsured, which could cause your retirement funds to be drained unexpectedly.
OUTCOME:
Confidence in your retirement plan and peace of mind knowing your resources are protected.
Business Consultation - $250
DURATION: 2-HOUR IN-DEPTH REVIEW
Whether you are starting a new business or want to strengthen your current one, this consultation provides a deep dive into your business’s financial health. We will review your income streams, expenses, profit margins, cash flow, and debt obligations, identifying areas for improvement and opportunities for growth.
OUTCOME:
You will leave with a clear, customized plan to increase profitability, reduce unnecessary expenses, and position your business for long-term success.
Business Financial Coaching
Comprehensive Ongoing Support
INITIAL CONSULTATION: $350 | MONTHLY COACHING FEE: $400
This ongoing program is designed for entrepreneurs and small business owners who want consistent support in managing and growing their business finances. We will meet twice a month via Zoom and once per quarter in person to review your financial statements, analyze income and expenses, and evaluate cash flow. Then, we will create or refine a customized financial management system that tracks your revenue, operating costs, and profit margins, while identifying areas for cost savings and growth.
OUTCOME:
You will have a clear picture of your business’s financial health, the tools to track and manage it effectively, and the strategies to maintain strong cash flow, increase profits, and achieve your growth goals.
WILLCOT FINANCIAL SOLUTIONS
