At Willcot Financial Solutions, we believe financial freedom is possible for anyone with the right guidance, tools, and plan. Every service we offer is designed to give you more than information. We give you the confidence, clarity, and actionable steps you need to reach your goals. Below you will find detailed descriptions of our services, including what is included, how they work, expected outcomes, and exactly how to get started.
Watch this short video tutorial on how to utilize our Budget Tracker Worksheet
WFS Budget Tracker
EXCEL SPREADSHEET
Gain control and confidence over your finances with the WFS Budget Tracker from Willcot Financial Solutions.
This straightforward Excel tool helps you plan, track, and manage your income and expenses each month, giving you a clear view of where your money goes and how to make it work for you. Ideal for individuals, families, or business owners who want a simple, effective way to stay financially focused and organized.
What to Expect from Financial Coaching
PDF DOCUMENT
Discover what your financial coaching journey looks like with Willcot Financial Solutions.
This simple guide outlines what’s included in your sessions, what’s expected from you, and how personalized guidance and accountability can help you achieve financial freedom.
Health & Life Insurance Protection Guide
PDF DOCUMENT
This simple, but helpful guide, gives you a brief synopsis of what you can expect to receive during your financial coaching sessions with Willcot Financial Solutions.
Watch this short video tutorial on how to utilize our free Retirement Readiness Calculator
Retirement Worksheet
PDF DOCUMENT
Get a jumpstart on your retirement with this useful worksheet!
Retirement Calculator-Pension
EXCEL SPREADSHEET
Get a jumpstart on your retirement with this useful worksheet!
Retirement Calculator
EXCEL SPREADSHEET
Stay focused on where you want to be when it’s time to retire with our retirement calculator.
The Truth About Managing Student Loan Dept
PDF DOCUMENT
A Real-Word Guide to Repayment, Forgiveness, and Freedom – 2025 Edition
The Truth About Credit
PDF DOCUMENT
A straightforward, honest approach to repairing, rebuilding, and regaining control of your credit.
The Truth About Credit
Available in Paperback and Amazon Kindle
BOOK BIO:
Credit doesn’t have to be complicated or intimidating. In The Truth About Credit, Jacqueline Willcot shares her personal journey of rebuilding from a 400 credit score to financial stability, giving readers the exact tools she’s used to help countless others do the same. This straightforward, practical guide explains how credit works, how to protect yourself from predatory companies, and how to make credit a tool for freedom instead of bondage. Filled with encouragement and step-by-step strategies, this book empowers you to take back control of your financial story.
The Truth About Identity Theft and How to Fight Back
Available in Paperback and Amazon Kindle
BOOK BIO:
Identity theft can strike anyone, anywhere—and its effects can linger for years. In The Truth About Identity Theft and How to Fight Back, Jacqueline Willcot pulls back the curtain on how identity thieves operate, what laws protect you, and what immediate steps you can take if your information is compromised. Updated with modern scams, technology risks, and recovery resources, this book is both a shield and a sword for consumers. With practical tools, sample letters, and insider knowledge, it empowers you to protect your identity, restore your credit, and move forward with confidence.
The Truth About Managing Student Load Debt
Available in Paperback and Amazon Kindle
BOOK BIO:
Student loans can feel overwhelming, but you are not powerless. In The Truth About Managing Student Loan Debt, Jacqueline Willcot breaks down the repayment process, forgiveness programs, and the latest federal updates in clear, relatable language. With years of experience researching loan policies and working alongside borrowers, she equips you with practical strategies to lower payments, qualify for relief, and create a repayment plan that actually works. This isn’t just another book about debt—it’s a roadmap to hope, confidence, and financial peace of mind.
WILLCOT FINANCIAL SOLUTIONS
